Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     


1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Laubach & Regnell Financial Services, LLC
8720 Georgia Avenue
Suite 1000
Silver Spring, MD 20910
Phone: 301-588-6610 Fax: 301-588-6620
info@lrfinancial.net

Anthony Laubach is an Investment Advisor Representative with Securities and Investment Advisory services offered through Transamerica Financial Advisors, Inc. (TFA) member FINRA, SIPC and Registered Investment Advisor.   Non-security products and services are not offered through TFA.  TFA is not affiliated with Laubach & Regnell Financial Services, LLC. 

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